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Apr Credit Card Example. With credit cards, the rate for purchases (as opposed to balance transfers or cash withdrawals) is used as the main rate to advertise the card. So if that is described as.
APR works differently on loans, where it often includes standard fees for the loan.
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So if that is described as. However, it can be puzzling how a credit card's APR is. Most credit cards have a variable APR, which means the APR is tied to another interest rate and changes based on the underlying rate.